Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # Zinober Diana & Monteverde P.A. Counseling And Representing Florida Businesses ## Sitemaps - [XML Sitemap](https://zdmlaw.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Blog](https://zdmlaw.com/blog/) - Florida Business Litigation Law Blog - [Zinober Diana & Monteverde Attorneys Receive Prestigious Recognition in 2025 Best Lawyers List](https://zdmlaw.com/zinober-diana-monteverde-attorneys-receive-prestigious-recognition-in-2025-best-lawyers-list/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.0″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”] PETERSBURG, FLORIDA, UNITED STATES, August 15, 2024 – Zinober Diana & Monteverde is proud to announce that several of its Attorneys have been honored in the 2025 edition of The Best Lawyers in America. This esteemed - [Five Zinober Diana & Monteverde Attorneys Named 2024 Florida Super Lawyers and Rising Stars](https://zdmlaw.com/five-zinober-diana-monteverde-attorneys-named-2024-florida-super-lawyers-and-rising-stars/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.26.0″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]Zinober Diana & Monteverde is pleased to announce the inclusion of five of its Saint Petersburg and Fort Lauderdale attorneys to the 2024 edition of Florida Super Lawyers. This includes two attorneys who were recognized - [Tampa General, Broward Health successful in first day of negotiated rule-making](https://zdmlaw.com/tampa-general-broward-health-successful-in-first-day-of-negotiated-rule-making/) - The debate over health care services and surgeries for newborns took turns and twists on Monday, the first of two scheduled days of “negotiated rule-making” at the state Agency for Health Care Administration. Read the article here: https://floridapolitics.com/archives/467614-tampa-general-broward-health-successful-in-first-day-of-negotiated-rule-making/ - [Winning At Arbitration](https://zdmlaw.com/winning-at-arbitration/) - Article by Gregory P. Holder, Retired Judge – Zinober Diana & Monteverde P.A. & Rondal E. Bush – Bush Graziano Rice & Platter, P.A., “Winning At Arbitration,” HCBA Lawyer, Jan – Feb 2022, pp 46-47 Read the article here: https://joom.ag/z8FI/p48 - [Insurance defense attorney slams Florida’s ‘egregious’ homeowners insurance system](https://zdmlaw.com/insurance-defense-attorney-slams-floridas-egregious-homeowners-insurance-system/) - TAMPA, Fla. (WFLA) — As homeowners across the state of Florida continue struggling with skyrocketing insurance rates, even a man who makes his living defending property insurance companies says the system is broken. Read the article here: https://www.wfla.com/8-on-your-side/insurance-defense-attorney-slams-floridas-egregious-homeowners-insurance-system/ - [Bradenton police chief exonerated of allegations of wrongdoing, city mayor says](https://zdmlaw.com/bradenton-police-chief-exonerated-of-allegations-of-wrongdoing-city-mayor-says/) - BRADENTON, Fla. - The Bradenton police chief has been exonerated after an officer accused her of searching a home and someone inside without a search warrant, according to the city's mayor. Read the article here: https://www.fox13news.com/news/bradenton-police-chief-exonerated-of-allegations-of-wrongdoing-city-mayor-says - [Defense Verdict – Bad Faith - United States District Court for the Southern District of Florida](https://zdmlaw.com/defense-verdict-bad-faith-united-states-district-court-for-the-southern-district-of-florida/) - Michael Monteverde was successful in securing a defense verdict for an insurer client in a bad faith failure to settle lawsuit in the United States District Court for the Southern District of Florida last week. The plaintiffs were seeking nearly $12 Million in bad faith damages. The jury deliberated for just over an hour before - [Partner Megan Michalski was sworn in to serve a two-year term on the Board of Directors for the St. Petersburg Bar Association.](https://zdmlaw.com/partner-megan-michalski-was-sworn-in-to-serve-a-two-year-term-on-the-board-of-directors-for-the-st-petersburg-bar-association/) - ZDM is a longtime sponsor of the Bar, and we are proud to have Megan serving on the Board. Megan has been an active member of the Bar and active in the St. Pete community for many years. Read the article here: https://www.stpetebar.com/page/ExecutiveCommittee - [Florida Judge Slams SFR Contractor for Misrepresentation, Fraud in Tower Hill Case](https://zdmlaw.com/florida-judge-slams-sfr-contractor-for-misrepresentation-fraud-in-tower-hill-case/) - Michael Monteverde, Fort Lauderdale Partner, obtained a significant victory on behalf of his client, Tower Hill Prime Insurance Company, through entry of a final judgment in favor of Tower Hill. A Circuit Judge in Lee County recently found that SFR Services, LLC, had intentionally concealed and misrepresented material facts during the appraisal process in a - [HB 837: Florida Ushers in Changes to Bad Faith Law](https://zdmlaw.com/hb-837-florida-ushers-in-changes-to-bad-faith-law/) - In the third article of our series, we are addressing the changes that Florida House Bill 837 ("HB 837") made to the areas of bad faith law and negligent security. Similarly, to the other broad changes in tort law, these provisions will result in differences in many cases that are filed in Florida, as well - [HB 837: Florida Introduces Modified Comparative Negligence and New Law on Medical Damages Presentation to a Jury](https://zdmlaw.com/hb-837-florida-introduces-modified-comparative-negligence-and-new-law-on-medical-damages-presentation-to-a-jury/) - As explained in the first article of our series, tort reform has arrived in Florida with House Bill 837 ("HB 837") being signed into law on March 24, 2023. Our first article discussed changes in the law relating to the statute of limitations and attorney’s fees. In this section, we will address the new standard - [HB 837 Brings Sweeping Tort Reform to Florida](https://zdmlaw.com/hb-837-brings-sweeping-tort-reform-to-florida/) - Florida House Bill 837 ("HB 837") was signed into law on March 24, 2023, by Gov. Ron DeSantis. The bill is a large and sweeping reform to the tort landscape. Gov. DeSantis described the comprehensive tort reform as necessary to protect Floridians from what he called a "judicial hellhole." He went on to state that - [Hurricane Ian: Was the Damage Flood or Wind?](https://zdmlaw.com/hurricane-ian-was-the-damage-flood-or-wind/) - Recently, Tom Diana was featured on a Lisa Miller & Associates podcast discussing the challenges faced in determining insurance coverage for storm damage caused by Hurricane Ian. Listen to that podcast here: Read the full story - [SEC case against Ripple: Was the crypto a security or not?](https://zdmlaw.com/sec-case-against-ripple-was-the-crypto-a-security-or-not/) - The United States Securities Exchange Commission (SEC) filed a lawsuit against Ripple claiming that it sold its cryptocurrency, XRP, as an unregistered security. As such, the SEC claims Ripple owes billions in damages. Why should my firm care about this case? This case will likely set the tone for future crypto regulation. Those that could - [When will FINRA look to hold CCOs liable?](https://zdmlaw.com/when-will-finra-look-to-hold-ccos-liable/) - The importance of a compliance program cannot be understated. These programs serve to help member firms follow applicable rules and regulations and mitigate the risk of allegations of a violation. But how much responsibility falls on the shoulders of those who run these programs? Will the Financial Industry Regulatory Authority (FINRA) hold these individuals accountable - [What types of regulations should my firm follow when using the cloud?](https://zdmlaw.com/what-types-of-regulations-should-my-firm-follow-when-using-the-cloud/) - Business leaders can take advantage of a number of opportunities when using cloud computing models. This is true for many types of enterprises, including broker-dealer firms — and the Financial Industry Regulatory Authority (FINRA) has taken notice. The organization recently reviewed more than 40 broker-dealer firms to determine how the use of cloud services impacts - [Are your communication policies in compliance with regulations?](https://zdmlaw.com/are-your-communication-policies-in-compliance-with-regulations/) - Whether you are a broker-dealer or work for a publicly-traded company, the way in which you communicate about official business matters makes a difference. Lapses in communication security can result in investigations by the SEC, FINRA and other regulatory bodies. By implementing sound policies, you can avoid the costly pitfalls other companies have recently fallen - [How can I defeat FINRA Rule 2010’s broad reach?](https://zdmlaw.com/how-can-i-defeat-finra-rule-2010s-broad-reach/) - The Financial Industry Regulatory Authority (FINRA) works to keep the markets safe for investors and has the power to sanction investor-brokers who violate its rules. Some of these rules have a very broad reach, such as Rule 2010. What is Rule 2010? Rule 2010 provides that all members “shall observe high standards of commercial honor - [Will the SEC increase digital currency accounting standards in 2022?](https://zdmlaw.com/will-the-sec-increase-digital-currency-accounting-standards-in-2022/) - One of the key benefits of cryptocurrency is its accessibility. Anyone with a computer or smartphone and internet access can put together a cryptocurrency wallet and access financial services. There is no centralized authority, no bank or financial institution, to process an application. No hoops to jump through. Unfortunately, there is also risk that comes - [SEC reports enforcement actions up almost 10% in 2021](https://zdmlaw.com/sec-reports-enforcement-actions-up-almost-10-in-2021/) - The United States Securities and Exchange Commission (SEC) recently released data on their enforcement efforts in 2021. Interestingly, the vast majority of cases involved actions against a single individual and often involved allegations of wrongdoing within the crypto and special purpose acquisition company (SPAC) markets. According to the feds, there was an increase in cases - [What should I do if FINRA sends a request to testify?](https://zdmlaw.com/what-should-i-do-if-finra-sends-a-request-to-testify/) - Pursuant to Rule 8210, the Financial Industry Regulatory Authority (FINRA) has the power to review books, records, and accounts of any member or registered person in connection with investigations, complaints, examinations, or proceedings. As a result, you generally cannot ignore a request from FINRA. What happens after the request? The details depend on the circumstances. - [SEC comes down hard on firms who fail to meet CRS obligations](https://zdmlaw.com/sec-comes-down-hard-on-firms-who-fail-to-meet-crs-obligations/) - The reporting requirements for brokers and financial advisors is often changing. Although this evolution is arguably important to help protect clients, it can make it very difficult for professionals to make sure they are in full compliance with the United States Securities and Exchange Commission’s (SEC) requirements. Recently, the SEC adopted a requirement that certain - [Reg BI may get teeth in 2022](https://zdmlaw.com/reg-bi-may-get-teeth-in-2022/) - Regulation Best Interest (Reg BI) is a relatively new rule from the United States Securities and Exchange Commission (SEC) that requires a clear distinction between financial professionals who claim to be advisors. In an effort to better protect clients, this rule requires only those held to a fiduciary standard of care to call themselves advisors. - [What is FINRA?](https://zdmlaw.com/what-is-finra/) - According to their website, FINRA, an acronym for Financial Industry Regulatory Authority, believes that "a vibrant market is at its best when it works for everyone" while providing "confidence to participate by safeguarding market integrity." FINRA's purpose FINRA provides oversight for the brokerage industry. The not-for-profit offers resources for various stakeholders that include investors, firms, - [SEC in court over efforts to regulate crypto](https://zdmlaw.com/sec-in-court-over-efforts-to-regulate-crypto/) - If any government body can regulate cryptocurrency, it is likely the United States Securities and Exchange Commission (SEC), and with trillions on the line, it seems only a matter of time before the feds put regulations in place. How can the feds regulate crypto? The SEC is charged with regulation of securities and protection of - [What happens if FINRA accuses us of violating the customer protection rule?](https://zdmlaw.com/what-happens-if-finra-accuses-us-of-violating-the-customer-protection-rule/) - The Financial Industry Regulatory Authority (FINRA) works to hold brokers accountable to their customers. One way they achieve this goal is by enforcing the rules and regulations issued by the United States Securities and Exchange Commission (SEC). But what happens if FINRA accuses your firm of a violation? The regulatory authority could investigate and, depending - [Will FINRA try to regulate crypto?](https://zdmlaw.com/will-finra-try-to-regulate-crypto/) - The Financial Industry Regulatory Authority (FINRA) is prepping to release its 2022 examination priorities. Some notable priorities thus far include how firms are engaging social media influencers to help market their brands, a tightening of rules around options accounts and how firms manage the risk connected to complex products and trading strategies. But one area - [SEC accuses electric car company of defrauding investors](https://zdmlaw.com/sec-accuses-electric-car-company-of-defrauding-investors/) - The United States Securities and Exchange Commission (SEC) recently accused founder and former CEO Trevor Milton of Nikola, an electric car company, of securities violations. The government agency claims Mr. Milton used media appearances to provide investors with misleading information about production capabilities and tech advances as well as reservations and orders. How did the - [Mortgage broker defeats SEC: 3 things to learn](https://zdmlaw.com/mortgage-broker-defeats-sec-3-things-to-learn/) - Insider trading cases generally involve using confidential information to help guide decisions to trade on the stock exchange. This practice is illegal and can come with serious penalties like monetary fees and even the potential for imprisonment. We have seen everyone from brokers to Martha Stewart go up against the United States Securities and Exchange - [New leadership, new FINRA? What to expect in 2022.](https://zdmlaw.com/new-leadership-new-finra-what-to-expect-in-2022/) - Leadership of an organization can have a direct impact on the group’s culture, outlook, and practices. Changes in leadership structure can result in changes in any of these areas. As a result, it is a good idea for broker-dealers to keep apprised of such changes within the organization that writes and enforces the rules governing - [FINRA goes after broker for outside business dealings](https://zdmlaw.com/finra-goes-after-broker-for-outside-business-dealings/) - Brokers are in the business of getting good deals for their clients. Sometimes, those deals may involve private companies. Moving forward with these deals can be beneficial for all involved if the broker follows the rules. The Financial Industry Regulatory Authority (FINRA) is a stickler for these rules, and a failure to properly report these - [FINRA updates rules to allow for brokers to return after an absence](https://zdmlaw.com/finra-updates-rules-to-allow-for-brokers-to-return-after-an-absence-2/) - The Financial Industry Regulatory Authority (FINRA) recently announced an update to some of its rules regarding registrants who may have stepped away from the industry for a short period of time. The group specifically states that it added a new program, the Maintaining Qualifications Program (MQP), in an attempt to accommodate women and underrepresented minorities - [FINRA fines firm $1M for Failing to supervise brokers](https://zdmlaw.com/finra-fines-firm-1m-for-failing-to-supervise-brokers/) - It all started with a customer complaint. In some situations, such a complaint can trigger an investigation by the Financial Industry Regulatory Authority (FINRA), which, in a recent case, was sufficient to warrant such action. FINRA began its investigation against New York-based Aegis Capital Corp. and dug into how Aegis handled its brokers, with a - [Feds target brokers who sought COVID relief funds: 3 things to know](https://zdmlaw.com/feds-target-brokers-who-sought-covid-relief-funds-3-things-to-know/) - The pandemic and resulting stay-at-home orders were crippling for businesses throughout the nation. The federal government provided a number of different financial programs in an effort to help entrepreneurs stay afloat during these difficult times. Each program had its own rules and regulations to qualify for relief, and these guidelines were not always very clear. - [A tweet that could lead to prison. SEC goes after man for misusing Twitter.](https://zdmlaw.com/a-tweet-that-could-lead-to-prison-sec-goes-after-man-for-misusing-twitter/) - Misuse of social media is not a new issue. The possibility of social media postings leading to allegations of criminal wrongdoing — also not a new idea. What is relatively new is the idea that the United States Securities and Exchange Commission (SEC) would go after a man for his alleged misuse of Twitter. What - [How serious are violations of supervisory and fair dealing rules?](https://zdmlaw.com/how-serious-are-violations-of-supervisory-and-fair-dealing-rules/) - The Financial Industry Regulation Authority (FINRA) requires those who provide a recommendation for a transaction or investment strategy involving a security to a client have reasonable basis for the advice. The organization states this basis should be the result of reasonable diligence for the specific customer’s investment portfolio. A failure to support the recommendation when - [Will the feds push for more broker accountability?](https://zdmlaw.com/will-the-feds-push-for-more-broker-accountability/) - Those who operate in the financial planning and wealth management sector need to follow an array of regulations. The standards that guide these professionals can vary depending on their title — making compliance even more complicated. Financial planners, for example, are generally held to a fiduciary duty when giving investment advice to clients while brokers - [Brokers who fail to disclose personal accounts can face hefty penalties](https://zdmlaw.com/brokers-who-fail-to-disclose-personal-accounts-can-face-hefty-penalties/) - FINRA takes enforcement of its regulations seriously, even when an alleged violation is unlikely to cause harm to clients. In two recent examples, the financial regulator fined and suspended brokers for actions related to their own private accounts. Are brokers allowed to have their own accounts? Yes, but there are rules. FINRA and brokerage firms - [Four lawyers from Zinober Diana & Monteverde P.A. Included in the 2022 Editions of The Best Lawyers of America® and Best Lawyers: Ones to Watch in America](https://zdmlaw.com/four-lawyers-from-zinober-diana-monteverde-p-a-included-in-the-2022-editions-of-the-best-lawyers-of-america-and-best-lawyers-ones-to-watch-in-america/) - ZDM is proud to announce that four of our attorneys have been recognized by Best Lawyers® for 2022. Co-founders Fred Zinober and Tom Diana were both selected for inclusion in the 28th Edition of The Best Lawyers of America®. Kali Sinclair and April Zinober are listed in the Second Edition of Best Lawyers: Ones to - [What will the SEC do about cryptocurrency?](https://zdmlaw.com/what-will-the-sec-do-about-cryptocurrency/) - The United States Securities and Exchange Commission (SEC) is still trying to figure out just how to handle cryptocurrency. Is it a security subject to regulation or something else? If it is subject to regulation, what will those regulations look like and how will they work? Unfortunately, the feds have yet to provide clear answers - [Will FINRA return to in-person inspections?](https://zdmlaw.com/will-finra-return-to-in-person-inspections/) - The Financial Industry Regulatory Authority (FINRA), like every other industry in the country, was forced to make some changes as a result of the COVID-19 pandemic. According to the regulator, although it remains fully operational it is using remote work capabilities to function within the organization as well as for the completion of inspections. How - [What do I need to know about FINRA?](https://zdmlaw.com/what-do-i-need-to-know-about-finra/) - The Financial Industry Regulatory Authority (FINRA) is a group focused on safeguarding the public from fraud and bad actors within the broker industry. They are not affiliated with the government, but instead operate as an independent organization. FINRA both writes and enforces the rules that help guide practices for brokers and broker-dealer firms throughout the - [Brokerage firms take note, the SEC just passed a new FINRA rule](https://zdmlaw.com/brokerage-firms-take-note-the-sec-just-passed-a-new-finra-rule/) - The financial industry is always evolving, and the rules that govern brokerage firms and investment strategies often change in an attempt to keep up. These rules can help to better ensure everyone works in a way that benefits investors while staying within the confines of the law. In a recent example of how this area - [How will new SEC leadership impact enforcement efforts?](https://zdmlaw.com/how-will-new-sec-leadership-impact-enforcement-efforts/) - The United States Securities and Exchange Commission (SEC) recently welcomed a new leader. The agency’s new enforcement director, former New Jersey Attorney General Gurbir Grewal, has taken on this role shortly after his predecessor, Alex Oh, resigned. Ms. Oh left the position after critics voiced concern about her previous work with her private practice and - [FINRA dispute? What you need to know about arbitration.](https://zdmlaw.com/finra-dispute-what-you-need-to-know-about-arbitration/) - Facing an allegation of misconduct from the Financial Industry Regulatory Authority (FINRA) is a serious matter. The allegation may trigger an investigation, which could lead to formal disciplinary action. This could ultimately result in a settlement or litigation. But before that happens, those who receive notification of the accusation likely wonder what to do. Should - [Robinhood’s record-setting settlement with FINRA](https://zdmlaw.com/robinhoods-record-setting-settlement-with-finra/) - Founded in 2013, Robinhood, a California-based financial services company, touts commission-free investing via a mobile app introduced two years after its inception. Many in the industry consider the company’s inception a turning point in popularizing retail trading involving inexperienced investors and forcing other companies to introduce no-cost trades to stay competitive. Eight years after Robinhood - [FINRA in-person arbitration returns](https://zdmlaw.com/finra-in-person-arbitration-returns/) - For more than a year, face-to-face meetings were either not recommended or outright prohibited. As a result, private industry and government entities, in particular, found themselves forced to immediately adapt to an online world to provide alternatives to in-person interactions. Financial Industry Regulatory Authority (FINRA) is an independent entity not associated with the government that - [Florida’s Senate Bill 76](https://zdmlaw.com/floridas-senate-bill-76/) - Governor DeSantis signed Senate Bill 76 on June 11 and Florida’s new property insurance reform law takes effect on July 1. ZDM attorneys Thomas Diana and Michael Monteverde recently participated in a webinar attended by members of Florida’s property insurance industry with moderator Lisa Miller of Lisa Miller & Associates in Tallahassee. During the webinar, - [The battle against financial exploitation of senior citizens](https://zdmlaw.com/the-battle-against-financial-exploitation-of-senior-citizens/) - Of all the demographics most victimized by financial abuse, the senior population seems to be the easiest of targets for scammers. These “predators” know their “prey” quite well, using that insight to effectively steal significant amounts of money. In response to this continuing problem, the Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority - [Businesses and the year ahead](https://zdmlaw.com/businesses-and-the-year-ahead/) - After a challenging year for new and longtime business owners, many are hoping that their luck will change in the coming months as people start returning to a semblance of normalcy. And some investors are making predictions that this will very much be the case. In what they are calling a "hot startup summer," some - [The complexity of securities litigation](https://zdmlaw.com/the-complexity-of-securities-litigation/) - Securities litigation is often the result of particular and potentially illegal circumstances where investors lose money in their investments. While risks of significant gains and losses are always a possibility, legal action becomes important when alleged wrongful acts affect investors’ bottom lines. Accusations against individuals and entire firms are serious. Significant amounts of money, if - [Online scams show no signs of slowing](https://zdmlaw.com/online-scams-show-no-signs-of-slowing/) - Online scams take various forms. While many potential victims chalk up the promises of vast wealth as bogus, others fall victim and end up losing significant amounts of money. In 2020 alone, US citizens reported nearly 800,000 online scams that resulted in financial losses to the tune of $4.1 billion. Skyrocketing scam statistics The FBI’s - [Unfair trade practices come in many forms](https://zdmlaw.com/unfair-trade-practices-come-in-many-forms/) - The latest sale at a popular store may be offering deep discounts. An item endorsed by a beloved celebrity has caught the attention of a consumer. When those realities are actually illusions created by business owners, they may be in violation of regulations governing Unfair Trade Practices. Examples include: Product guarantees – Enterprises that provide - [Fraud allegations result in dentist's four-month sentence](https://zdmlaw.com/fraud-allegations-result-in-dentists-four-month-sentence/) - Health insurance billing requires medical professionals to maintain detailed records of their patients and treatments. Suspicions of submitting a false claim may occur if a patient files a complaint about services or fees. Allegations of unnecessary treatments or inflated invoices may fall under the scrutiny of federal insurance investigators. According to the Department of Justice, - [Can we get out of a commercial lease early?](https://zdmlaw.com/can-we-get-out-of-a-commercial-lease-early/) - A typical commercial lease agreement binds parties to the contract for about three to five years, unlike residential leases, which are more commonly yearly or month-to-month. A multi-year agreement can benefit both parties in different ways, but it can also present complications if a business wants to get out of the lease. There are several - [Can directors get indemnification for shareholder suits against them?](https://zdmlaw.com/can-directors-get-indemnification-for-shareholder-suits-against-them/) - There are many reasons why shareholders might want to file a lawsuit against one or more of the directors of their company. If you are a director, the shareholders might have named you in a suit in order to challenge a decision you made on behalf of the company. You might be wondering whether you - [Cutting-edge strategies to fight insurance fraud](https://zdmlaw.com/cutting-edge-strategies-to-fight-insurance-fraud/) - Two years ago, the Coalition Against Insurance Fraud and the SAS Institute published a report with data collected from surveying 84 property/casualty insurers. Nearly 75 percent of those surveyed believed that fraud has increased in the past three years. Their speculation turned out to be accurate as fraudulent activities experienced an 11-point jump from 2014. - [Florida’s unwanted criminal distinction](https://zdmlaw.com/floridas-unwanted-criminal-distinction/) - Florida goes by many nicknames, with “The Sunshine State” being the best known. It is also Spanish for “land of flowers,” according to Ponce de Leon’s initial reaction to the region. Florida also shares the “Gulf State” moniker with Texas, Louisiana, Mississippi, and Alabama. Federal law enforcement officials have a different nickname. They refer to - [4th DCA Allows Bad Faith Case to Continue](https://zdmlaw.com/4th-dca-allows-bad-faith-case-to-continue/) - Once again, Florida’s 4th District Court of Appeals (“DCA”) has enabled litigants to file bad faith lawsuits even after an insurer covers a claim and timely pays the full amount of an appraisal award. This time, in Zaleski v. State Farm, the Court neutered a 2019 change to Florida’s bad faith statute that was supposed - [ZDM Attorneys Participate In Declaration of “Junior League of St. Petersburg Day"](https://zdmlaw.com/zdm-attorneys-participate-in-declaration-of-junior-league-of-st-petersburg-day/) - We could not be prouder of ZDM attorneys Veronica Hickey and Megan Roach who volunteer their time as members of the St. Petersburg Junior League! Veronica and Megan are pictured here attending a ceremony at City Hall in St. Petersburg, where St. Petersburg Mayor Rick Kriseman declared today, March 4, 2021, as “Junior League of - [What should businesses know about unfair competition?](https://zdmlaw.com/what-should-businesses-know-about-unfair-competition/) - Competition can drive your business to cater to a niche audience or to offer innovative products, whether you operate in a particularly competitive market or act as an innovator in an up-and-coming field. However, if your competitors engage in deceptive, fraudulent or illegal practices to bring in customers, you may find your business unable to - [ZDM’s Greg Holder Testifies Before the Florida Senate](https://zdmlaw.com/zdms-greg-holder-testifies-before-the-florida-senate/) - Retired Florida Circuit Judge Greg Holder of Zinober, Diana & Monteverde, P.A. was invited by Senator Jeff Brandes to Tallahassee Monday, February 1, 2021, to present testimony to the Senate Judiciary Committee concerning the abusive P&C litigation practices and fraud he witnessed in his 26 years as a Circuit Court Judge in Hillsborough County. More - [Securities fraud and scams on the rise during challenging times](https://zdmlaw.com/securities-fraud-and-scams-on-the-rise-during-challenging-times/) - The current pandemic changed many things. A significant world event launched substantial changes that result in uncertainty combined with chaos. With the onset of the COVID-19 spread creating an unpredictable environment, scammers predictably took advantage of, if not exploited, the unprecedented events that followed. Scammers take advantage of a pandemic A recent Securities and Exchange - [Gregory P. Holder to join Zinober Diana & Monteverde P.A. upon retirement from the bench](https://zdmlaw.com/gregory-p-holder-to-join-zinober-diana-monteverde-p-a-upon-retirement-from-the-bench/) - Zinober Diana & Monteverde P.A. is proud to announce that after nearly 26 years of service to the 13th Circuit Court Bench in Hillsborough County, Gregory P. Holder, will be joining our firm when he retires from the Bench in January 2021. Prior to joining the bench 26 years ago, Gregory Holder litigated business and - [Business fraud takes many forms](https://zdmlaw.com/business-fraud-takes-many-forms/) - Business fraud can take many forms. Regardless of the severity of the illegal acts, damage to a company can be catastrophic over the long term. By taking proactive steps, owners can help prevent fraudulent acts and protect their businesses' bottom line. Specific types of business fraud include: Identity theft Identity theft is a form of - [Insurance fraud persists in 2020 and beyond](https://zdmlaw.com/insurance-fraud-persists-in-2020-and-beyond/) - Few are lamenting the end of 2020, a year like no other. For individuals and businesses victimized by insurance fraud, they too are likely looking for the “reset” that comes with the first of January. The Coalition Against Insurance Fraud has looked back on the past 12 months, creating their own hall of shame composed - [Why exclusions in insurance agreements can trigger disputes](https://zdmlaw.com/why-exclusions-in-insurance-agreements-can-trigger-disputes/) - Contracts are the backbone of any professional relationship, including those between insurance companies and the people they cover. However, while these agreements can be a critical tool in preventing disputes and misunderstandings, the fact is that almost any contract can be subject to conflicts. For instance, insurance carriers typically have exclusions in their coverage agreements. - [Can brokers conduct transactions without a customer’s permission?](https://zdmlaw.com/can-brokers-conduct-transactions-without-a-customers-permission/) - As a broker, you have the fiduciary duty to protect the accounts of your customers. Part of your duty is making sure you have their approval before making any transactions. Some of your customers may enter into agreements that allow you to proceed without consulting them beforehand. In most cases, though, you could face the - [The precipitous plunge of a motor vehicle magnate](https://zdmlaw.com/the-precipitous-plunge-of-a-motor-vehicle-magnate/) - Trevor Milton was on a roll. After founding four relatively successful companies, selling one for nearly $16 million, the establishment of Nikola brought him fame along with his fortune. The company hyped heavy trucks operating on electricity or hydrogen. With the help of high-profile partners and vast numbers of pre-orders, he was able to finance - [Types of insurance fraud](https://zdmlaw.com/types-of-insurance-fraud/) - Countless insurance companies strive to maintain the highest customer service standards built upon a solid foundation of ethics and fairness. However, that will not stop policyholders from making serious allegations of fraudulent behavior. Accusations of adversarial actions can damage reputations, leaving successful insurers fighting to restore their reputations. Fraud allegations can take many forms and - [Investigating Intuit’s definition of “free” tax services](https://zdmlaw.com/investigating-intuits-definition-of-free-tax-services/) - Intuit, a high-profile name in the tax software industry, seems to be under their own “audit” regarding offers for free filing that led to their customers paying for services. Known for QuickBooks account products, TurboTax has become their prominent profit maker, if not a pioneer in getting taxpayers to forsake paper filings for online options. - [Is cutting-edge insurance fraud technology making a difference?](https://zdmlaw.com/is-cutting-edge-insurance-fraud-technology-making-a-difference/) - Insurance companies have battled acts of fraud for as long as the industry has been in existence. Over time, technology has improved to fight these illegal tactics. Insurers have made significant investments to automate not only the reporting process but also implement predictive analytics and artificial intelligence to identify fraudulent acts that used to go - [Should a homeowner’s association escalate a dispute to litigation?](https://zdmlaw.com/should-a-homeowners-association-escalate-a-dispute-to-litigation/) - When it comes to homeowner’s associations (HOAs) and their restrictive rules and covenants, few topics can spark arguments faster. Proponents love the uniformity of their communities and the fact that their property values are less likely to decrease due to neighbors’ negligence. Others view their homes as their castles and chafe against being told what - [Is your noncompete agreement enforceable?](https://zdmlaw.com/is-your-noncompete-agreement-enforceable/) - As a business, your employees are one of your greatest resources. When those employees move on to new opportunities, though, they don’t just take their skills and their labor with them—they also take the knowledge they have built while working for your company. Your competitors may try to hire your employees to gain an edge - [Seeking new investors can be a hazard for securities fraud](https://zdmlaw.com/seeking-new-investors-can-be-a-hazard-for-securities-fraud/) - When you have a new business idea, you may be ready to hit the ground running. To do so, however, you will need capital – perhaps more capital than any one source will provide. Private investors can open doors for Florida entrepreneurs and businesses. However, you could entangle yourself in a serious legal issue unless - [How small businesses can negotiate with large suppliers](https://zdmlaw.com/how-small-businesses-can-negotiate-with-large-suppliers/) - Small business owners know better than anyone the challenges of dealing with large suppliers. These huge companies may hold local monopolies over certain products, allowing them to adopt a hardline approach when dealing with clients with few competitive options. Though these corporations may have a lot of influence, clever entrepreneurs have a few options when - [Understanding Florida insurance fraud](https://zdmlaw.com/understanding-florida-insurance-fraud/) - It can be a difficult task for insurance companies to stay in the black with a constant onslaught of claims and lawsuits to defend against. It can be even more difficult when an insurer has to identify and investigate cases of insurance fraud. It can be helpful to understand that types of fraud and steps - [The most common sources of boardroom conflict](https://zdmlaw.com/the-most-common-sources-of-boardroom-conflict/) - Boardrooms are naturally ripe for disagreements. A collection of individuals, each with their own beliefs and motivations, must work together to elevate a business, all while accounting for countless internal and external factors. Healthy disputes are natural and often productive. When these conflicts begin to boil, however, the business may experience disruptions. This happens more - [Insurers adapt to promote the timeliness of claims](https://zdmlaw.com/insurers-adapt-to-promote-the-timeliness-of-claims/) - Both insurance providers and policyholders are responsible for keeping the claims process on track in a timely manner. However, unusual circumstances could impact the timelines of claims. At a time when the Florida insurance industry is experiencing multiple challenges, including hurricane season, COVID-19 and property claims related to nationwide protests, it can be difficult to - [What to know about protecting intellectual property](https://zdmlaw.com/what-to-know-about-protecting-intellectual-property/) - New ideas and creations aren’t always tangible, but that doesn’t mean they can’t be protected. According to the World Intellectual Property Organization, intellectual property (IP) includes any creation of the mind, including literary and artistic works, inventions, names or images used in business. Like any other property right, IP rights provide the owner of creations ## Pages - [Home](https://zdmlaw.com/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”BANNER” _builder_version=”4.16″ _module_preset=”default” background_color=”#000000″ use_background_color_gradient=”on” background_color_gradient_stops=”rgba(10,39,73,0.9) 0%|rgba(15,31,47,0.83) 100%” background_color_gradient_overlays_image=”on” background_color_gradient_start=”rgba(10,39,73,0.9)” background_color_gradient_end=”rgba(15,31,47,0.83)” background_image=”https://www.zinoberdiana.com/wp-content/uploads/2020/07/module02-image-new.jpg” custom_margin=”0px||0px||false|false” custom_padding=”280px||260px||false|false” custom_padding_tablet=”75px||75px||true|false” custom_padding_phone=”45px||45px||true|false” bottom_divider_height_last_edited=”off|desktop” background_last_edited=”on|phone” use_background_color_gradient_tablet=”off” use_background_color_gradient_phone=”off” background_image_tablet=”https://www.zinoberdiana.com/wp-content/uploads/2022/02/home-banner-image-new-opt.jpg” background_enable_image_tablet=”on” background_enable_image_phone=”off” background_position_tablet=”top_right” global_colors_info=”{}”][et_pb_row admin_label=”Banner” _builder_version=”4.16″ _module_preset=”default” horizontal_offset=”-5vw” horizontal_offset_tablet=”0vw” horizontal_offset_phone=”0vw” horizontal_offset_last_edited=”on|tablet” width_tablet=”” width_phone=”100%” width_last_edited=”on|phone” max_width=”1000px” max_width_tablet=”1000px” max_width_phone=”86%” max_width_last_edited=”on|phone” module_alignment=”center” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Tagline” _builder_version=”4.16″ _module_preset=”default” text_font=”|||on|||||” text_text_color=”#CAA45D” text_font_size=”14px” - [Steven Westphal](https://zdmlaw.com/attorney/westphal-steven/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image title_text=”Steven-Westphal” _builder_version=”4.27.7″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” src=”https://zdmlaw.com/wp-content/uploads/2026/07/Steven-Westphal.jpg” sticky_enabled=”0″][/et_pb_image][et_pb_text _builder_version=”4.27.7″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” global_colors_info=”{}”] Steven Westphal (855) 678-3529 [/et_pb_text][et_pb_button button_url=”mailto:Steven.Westphal@zdmlaw.com” url_new_window=”on” button_text=”Email Me” _builder_version=”4.27.7″ _module_preset=”default” custom_button=”on” button_text_color=”#F5F5F5″ button_bg_color=”#005191″ button_use_icon=”off” background_layout=”dark” custom_padding=”20px||20px||true|false” global_colors_info=”{}”][/et_pb_button][/et_pb_column][et_pb_column - [About](https://zdmlaw.com/about/) - Our History In November of 2015, Fred Zinober and Tom Diana combined their numerous but varied years of practice to form Zinober Diana & Monteverde P.A.. After confirming they shared the same core values of professionalism, diligence and dedication to their co-workers and clients above all, they began their practice as a different kind of law firm. This - [Gerardo Fernandez-Davila](https://zdmlaw.com/attorney/fernandez-davila-gerardo/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.7″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” global_colors_info=”{}” theme_builder_area=”post_content”] Gerardo Fernandez-Davila (855) 678-3529 [/et_pb_text][et_pb_button button_url=”mailto:Gerardo.Fernandez-Davila@zdmlaw.com” url_new_window=”on” button_text=”Email Me” _builder_version=”4.27.7″ _module_preset=”default” custom_button=”on” button_text_color=”#F5F5F5″ button_bg_color=”#005191″ button_use_icon=”off” background_layout=”dark” custom_padding=”20px||20px||true|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_button][et_pb_image - [Fredric S. Zinober](https://zdmlaw.com/attorney/zinober-fredric-s-esq/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2020/07/zinober_fredric_s_esq.jpg” title_text=”zinober_fredric_s_esq” _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” global_colors_info=”{}”] Fredric S. Zinober (855) 678-3529 [/et_pb_text][et_pb_button button_url=”mailto:fred@zinoberdiana.com” url_new_window=”on” button_text=”Email Me” _builder_version=”4.27.7″ _module_preset=”default” custom_button=”on” button_text_color=”#F5F5F5″ button_bg_color=”#005191″ button_use_icon=”off” background_layout=”dark” custom_margin=”||||false|false” custom_padding=”20px||20px||true|false” global_colors_info=”{}”][/et_pb_button][et_pb_divider - [Ashley Nicole Hart](https://zdmlaw.com/attorney/hart-ashley-nicole/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2021/11/hart_ashley_nicole.jpg” title_text=”hart_ashley_nicole” _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.17.4″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” global_colors_info=”{}”] Ashley Nicole Hart (727) 498-2244 [/et_pb_text][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2026/01/Ones-To-Watch-Lawyer-Logo-A.-Hart-scaled.png” alt=”Best Lawyers – Ones To Watch – Ashley Hart – 2026″ title_text=”Ones To - [Joseph Powers III](https://zdmlaw.com/attorney/powers-iii-joseph/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.7″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” global_colors_info=”{}”] Joseph Powers III (855) 678-3529 [/et_pb_text][et_pb_button button_url=”mailto:Joseph.Powers@zdmlaw.com” url_new_window=”on” button_text=”Email Me” _builder_version=”4.27.7″ _module_preset=”default” custom_button=”on” button_text_color=”#F5F5F5″ button_bg_color=”#005191″ button_use_icon=”off” background_layout=”dark” custom_padding=”20px||20px||true|false” global_colors_info=”{}”][/et_pb_button][et_pb_image title_text=”zinober_april_l” _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.17.4″ - [Chelsea Salmonsen](https://zdmlaw.com/attorney/salmonsen-chelsea/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.7″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” global_colors_info=”{}”] Chelsea Salmonsen (855) 678-3529 [/et_pb_text][et_pb_button button_url=”mailto:Chelsea.Salmonsen@zdmlaw.com” url_new_window=”on” button_text=”Email Me” _builder_version=”4.27.7″ _module_preset=”default” custom_button=”on” button_text_color=”#F5F5F5″ button_bg_color=”#005191″ button_use_icon=”off” background_layout=”dark” custom_padding=”20px||20px||true|false” global_colors_info=”{}”][/et_pb_button][et_pb_image title_text=”zinober_april_l” _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.17.4″ custom_padding=”|50px||0px|false|false” - [Gabrielle Geiger](https://zdmlaw.com/attorney/geiger-gabrielle/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.7″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” global_colors_info=”{}”] Gabrielle Geiger (855) 678-3529 [/et_pb_text][et_pb_button button_url=”mailto:Gabrielle.Geiger@zdmlaw.com” url_new_window=”on” button_text=”Email Me” _builder_version=”4.27.7″ _module_preset=”default” custom_button=”on” button_text_color=”#F5F5F5″ button_bg_color=”#005191″ button_use_icon=”off” background_layout=”dark” custom_padding=”20px||20px||true|false” global_colors_info=”{}”][/et_pb_button][et_pb_image title_text=”zinober_april_l” _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.17.4″ custom_padding=”|50px||0px|false|false” - [Contact](https://zdmlaw.com/contact/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.17.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” admin_label=”Text” sticky_enabled=”0″]Contact While this website provides general information, it does not constitute legal advice. The best way to get guidance on your specific legal issue is to contact a lawyer. To schedule a - [Emmett Lamar Battles](https://zdmlaw.com/attorney/battles-emmett-lamar/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_3,2_3″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.20.0″ custom_margin=”0px||0px” custom_padding=”0px||0px” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.20.0″ custom_padding=”|50px|||false|false” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2023/03/E-Lamar-Battles.jpg” title_text=”E-Lamar-Battles” _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Emmett Lamar Battles [/et_pb_text][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2026/01/Best-Lawyers-Lawyer-Logo-E.-Battles-scaled.png” alt=”Emmett Battles, Recognized by Best Lawyers®, 2026″ title_text=”Best Lawyers – Lawyer Logo - [Johnathan R. Urquhart](https://zdmlaw.com/attorney/urquhart-johnathan/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image title_text=”Johnathan-Urquhart” _builder_version=”4.27.5″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″ alt=”Johnathan Urquhart” src=”https://www.zinoberdiana.com/wp-content/uploads/2026/03/Johnathan-Urquhart.jpg”][/et_pb_image][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Johnathan R. Urquhart (855) 678-3529 [/et_pb_text][et_pb_button button_url=”mailto:jurquhart@zinoberdiana.com” url_new_window=”on” button_text=”Email Me” _builder_version=”4.27.5″ _module_preset=”default” custom_button=”on” button_text_color=”#F5F5F5″ - [Shannon Caplan](https://zdmlaw.com/attorney/caplan-shannon/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2020/12/caplan_shannon.jpg” title_text=”caplan_shannon” _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” global_colors_info=”{}”] Shannon Caplan (855) 678-3529 [/et_pb_text][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2026/01/Ones-To-Watch-Lawyer-Logo-S.-Caplan-scaled.png” alt=”Best Lawyers – Ones To Watch – Shannon Caplan – 2026″ title_text=”Ones To Watch - [Ross M. Leonardi](https://zdmlaw.com/attorney/leonardi-ross-m/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2020/12/leonardi_ross_m.jpg” title_text=”leonardi_ross_m” _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” global_colors_info=”{}”] Ross M. Leonardi (855) 678-3529 [/et_pb_text][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2026/01/Ones-To-Watch-Lawyer-Logo-R.-Leonardi-scaled.png” alt=”Best Lawyers – Ones To Watch – Ross Leonardi – 2026″ title_text=”Ones To - [April L. Zinober](https://zdmlaw.com/attorney/zinober-april-l/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2021/06/zinober_april_l.jpg” title_text=”zinober_april_l” _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” global_colors_info=”{}”] April L. Zinober (855) 678-3529 [/et_pb_text][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2026/01/Ones-To-Watch-Lawyer-Logo-A.-Zinober-scaled.png” alt=”Best Lawyers – Ones To Watch – April Zinober – 2026″ title_text=”Ones To - [William R. Burke](https://zdmlaw.com/attorney/burke-william-r-esq/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2020/07/burke_william_r_esq.jpg” title_text=”burke_william_r_esq” _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||false|false” global_colors_info=”{}”] William R. Burke (855) 678-3529 [/et_pb_text][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2026/01/Best-Lawyers-Lawyer-Logo-W.-Burke-scaled.png” alt=”Willain R. Burke, Recognized by Best Lawyers®, 2026″ title_text=”Best Lawyers – Lawyer Logo - [Thomas R. Diana](https://zdmlaw.com/attorney/diana-thomas-r-esq/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2020/10/diana_thomas_r_esq.jpg” title_text=”diana_thomas_r_esq” _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” global_colors_info=”{}”] Thomas R. Diana (855) 678-3529 [/et_pb_text][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2026/01/Best-Lawyers-Lawyer-Logo-T.-Diana-scaled.png” alt=”Thomas R. Diana, Recognized by Best Lawyers®, 2026″ title_text=”Best Lawyers – Lawyer Logo - [Michael A. Monteverde](https://zdmlaw.com/attorney/monteverde-michael-a/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.17.4″ custom_padding=”|50px|||false|false” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2020/12/monteverde_michael_a.jpg” title_text=”monteverde_michael_a” _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” global_colors_info=”{}”] Michael A. Monteverde (855) 678-3529 [/et_pb_text][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2026/01/Best-Lawyers-Lawyer-Logo-M.-Monteverde-scaled.png” alt=”Michael Monteverde, Recognized by Best Lawyers®, 2026″ title_text=”Best Lawyers – Lawyer Logo M. - [Coleen M. Balkie](https://zdmlaw.com/attorney/balkie-coleen-m/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2026/01/Coleen-M-Balkie.jpg” title_text=”Coleen-M-Balkie” _builder_version=”4.27.5″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” alt=”Coleen M. Balkie” sticky_enabled=”0″][/et_pb_image][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” global_colors_info=”{}”] Coleen M. 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Radigan](https://zdmlaw.com/attorney/radigan-tera-l/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2025/11/Tera-Radigan.jpg” alt=”Tera L. Radigan” title_text=”Tera-Radigan” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” global_colors_info=”{}”] Tera L. Radigan (855) 678-3529 [/et_pb_text][et_pb_button button_url=”mailto:Tera@zinoberdiana.com” url_new_window=”on” button_text=”Email Me” disabled_on=”off|off|off” _builder_version=”4.27.4″ _module_preset=”default” custom_button=”on” button_text_color=”#F5F5F5″ button_bg_color=”#005191″ button_use_icon=”off” - [Careers](https://zdmlaw.com/careers/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.25.1″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”]Careers[/et_pb_text][et_pb_button button_url=”https://workforcenow.cloud.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=e4cf19d0-12c5-4bb4-956a-dd5c5f2e84eb&ccId=19000101_000001&lang=en_US” url_new_window=”on” button_text=”View Our Current Openings” _builder_version=”4.25.1″ _module_preset=”default” custom_button=”on” button_text_color=”#F5F5F5″ button_bg_color=”#005191″ button_use_icon=”off” background_layout=”dark” custom_margin=”40px||40px||false|false” custom_padding=”20px||20px||true|false” global_colors_info=”{}”][/et_pb_button][et_pb_text _builder_version=”4.25.1″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”]Why Choose ZDM? Zinober Diana & Monteverde P.A. is a law firm like no other. It - [Meaghan E. Fernandez](https://zdmlaw.com/attorney/fernandez-meaghan-e/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_3,2_3″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.24.2″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.17.4″ custom_padding=”|50px|||false|false” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2023/03/M-Fernandez.jpg” title_text=”M-Fernandez” _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” global_colors_info=”{}”] Meaghan E. Fernandez [/et_pb_text][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”0px||0px||true|false” global_colors_info=”{}”] Contact Office: (855) 678-3529 Email: meaghan@zinoberdiana.com Location: - [Lauren Ravelo](https://zdmlaw.com/attorney/ravelo-lauren/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2024/11/Lauren-Ravelo.jpg” alt=”Lauren Ravelo” title_text=”Lauren-Ravelo” _builder_version=”4.27.0″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][/et_pb_image][et_pb_text _builder_version=”4.27.0″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” global_colors_info=”{}”] Lauren Ravelo (855) 678-3529 [/et_pb_text][et_pb_button button_url=”mailto:lauren@zinoberdiana.com” url_new_window=”on” button_text=”Email Me” _builder_version=”4.27.0″ _module_preset=”default” custom_button=”on” button_text_color=”#F5F5F5″ button_bg_color=”#005191″ button_use_icon=”off” background_layout=”dark” - [Natalya Lopez](https://zdmlaw.com/attorney/lopez-natalya/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2024/07/N-Lopez.jpg” alt=”Natalya Lopez” title_text=”N-Lopez” _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” global_colors_info=”{}”] Natalya Lopez (855) 678-3529 [/et_pb_text][et_pb_button button_url=”mailto:natalya@zinoberdiana.com” url_new_window=”on” button_text=”Email Me” _builder_version=”4.25.1″ _module_preset=”default” custom_button=”on” button_text_color=”#F5F5F5″ button_bg_color=”#005191″ button_use_icon=”off” background_layout=”dark” custom_padding=”20px||20px||true|false” global_colors_info=”{}”][/et_pb_button][/et_pb_column][et_pb_column - [Jamie Haas](https://zdmlaw.com/attorney/haas-jamie/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image title_text=”J-Haas” _builder_version=”4.25.1″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” alt=”Jamie Haas” src=”https://www.zinoberdiana.com/wp-content/uploads/2024/07/J-Haas.jpg” sticky_enabled=”0″][/et_pb_image][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Jamie Haas (855) 678-3529 [/et_pb_text][et_pb_button button_url=”mailto:jhaas@zinoberdiana.com” url_new_window=”on” button_text=”Email Me” _builder_version=”4.25.1″ _module_preset=”default” custom_button=”on” button_text_color=”#F5F5F5″ button_bg_color=”#005191″ - [Alejandro Gonzalez](https://zdmlaw.com/attorney/gonzalez-alejandro/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2023/11/Alejandro-Gonzalez.jpg” alt=”Alejandro Gonzalez” title_text=”Alejandro-Gonzalez” _builder_version=”4.23″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” global_colors_info=”{}”] Alejandro Gonzalez (855) 678-3529 [/et_pb_text][et_pb_button button_url=”mailto:Alejandro@zinoberdiana.com” url_new_window=”on” button_text=”Email Me” _builder_version=”4.22.1″ _module_preset=”default” custom_button=”on” button_text_color=”#F5F5F5″ button_bg_color=”#005191″ button_use_icon=”off” background_layout=”dark” custom_padding=”20px||20px||true|false” global_colors_info=”{}”][/et_pb_button][/et_pb_column][et_pb_column - [Kelsey C. King](https://zdmlaw.com/attorney/king-kelsey-c/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2023/03/Kelsey-King.jpg” title_text=”Kelsey-King” _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” global_colors_info=”{}”] Kelsey C. King (855) 678-3529 [/et_pb_text][et_pb_button button_url=”mailto:kking@zinoberdiana.com” url_new_window=”on” button_text=”Email Me” _builder_version=”4.20.0″ _module_preset=”default” custom_button=”on” button_text_color=”#F5F5F5″ button_bg_color=”#005191″ button_use_icon=”off” background_layout=”dark” custom_padding=”20px||20px||true|false” global_colors_info=”{}”][/et_pb_button][/et_pb_column][et_pb_column type=”1_2″ - [Allison K. Notari](https://zdmlaw.com/attorney/notari-allison-k/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image title_text=”a-notari” _builder_version=”4.22.1″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″ alt=”Allison Notari” src=”https://www.zinoberdiana.com/wp-content/uploads/2023/09/a-notari.jpg”][/et_pb_image][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” global_colors_info=”{}”] Allison K. Notari (855) 678-3529 [/et_pb_text][et_pb_button button_url=”mailto:Allison@zinoberdiana.com” url_new_window=”on” button_text=”Email Me” _builder_version=”4.21.0″ _module_preset=”default” custom_button=”on” button_text_color=”#F5F5F5″ button_bg_color=”#005191″ button_use_icon=”off” - [St. Petersburg Law Office](https://zdmlaw.com/st-petersburg-law-office/) - St. Petersburg Law Office Zinober Diana & Monteverde P.A. 150 2nd Ave N, Suite 1170 Morgan Stanley Building St. Petersburg, FL 33701 855-678-3529 Map & Directions - [Construction And Land Use Litigation](https://zdmlaw.com/construction-litigation/) - Skilled At Navigating The Complexities Of Construction Litigation A construction project is usually a daunting episode, fraught with trap doors for the unsuspecting (and even suspecting) components of the project. The relationships between owners, architects, engineers, contractors, subcontractors and material suppliers are fraught with the potential for litigation, be it through interpretation of the contract - [Contract Disputes](https://zdmlaw.com/contract-disputes/) - Understanding The Terms Of Your Contract Zinober Diana & Monteverde P.A. has built a reputation throughout Southwest Florida as being dedicated to their clients. When you walk through our doors, you aren’t just another customer. Instead, we act as your friend. We want to understand your legal concern and work toward the best possible solution. - [Employment Litigation](https://zdmlaw.com/employment-litigation/) - Helping Employers Defend Their Rights Zinober Diana & Monteverde P.A. has over 50 years of combined experience helping clients navigate the toughest legal disputes. Specifically, we have represented employers throughout Southwest Florida who faced difficulties with employees. Since the reputation of your business is on the line, having an attorney you can trust is of - [Insurance Coverage Counseling](https://zdmlaw.com/insurance-coverage-counseling/) - Trust A Firm With The Experience You Need Most people often think attorneys represent individuals in disputes with their insurers. However, insurance companies have rights too. Zinober Diana & Monteverde P.A. has over 50 years of combined experience working with clients throughout Florida. We are here to guide you in the right direction from beginning - [Insurance Defense](https://zdmlaw.com/insurance-defense/) - Complete Litigation Defense For Insurers At Zinober Diana & Monteverde P.A.,​ we provide a comprehensive variety of litigation defense options to insurance carriers and their insureds. Our services and representation include disputes related to first-party property claims (in which a policyholder sues his, her, or its insurance carrier) and third-party claims (in which a third-party - [Third Party Defense](https://zdmlaw.com/insurance-defense/third-party-defense-cases/) - Diligent And Effective Approach To Third-Party Claims Zinober Diana & Monteverde P.A. is routinely appointed by insurance carriers to defend their individual insureds and businesses who are involved in a dispute with an allegedly injured party. Our attorneys have experience litigating liability cases from the inception of the claim all the way through trial, including appeals. - [Property Claims](https://zdmlaw.com/insurance-defense/property-claims/) - Fierce And Honest Defense For Insurance Companies When the waters rise, the fires ignite or the wind blows, an insurance policy will typically cover the resulting damage. Even when coverage appears clear, though, there may be limitations, conditions and exclusions within the policy that apply. When coverage is extended, there may be a dispute over - [Product Liability Claims](https://zdmlaw.com/product-liability-claims/) - Product Liability Claims: An Overview When a product is defective, the consequences can be severe. Zinober Diana & Monteverde P.A. has represented both businesses and injured individuals throughout Southwest Florida. We are here to be your ally and make sure you understand your options. Together we can find the best possible solution for you. Representing - [Premises Liability](https://zdmlaw.com/insurance-defense/premises-liability/) - The Thorough Defense Property Owners And Insurance Companies Need Premises liability cases involve injuries allegedly caused by property conditions that are claimed to be dangerous or defective. The attorneys at Zinober Diana & Monteverde have many years of combined experience defending property owners and their insurance companies against these claims. Our attorneys understand the laws - [Unfair Trade Practices](https://zdmlaw.com/unfair-trade-practices/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.21.0″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]Holding Businesses Accountable For Unfair Trade Practices The beauty of the American free market/free enterprise system is that it allows market forces to determine supply and demand, incentivizes businesses to profit through superior products and - [Paul S. Vicary](https://zdmlaw.com/attorney/vicary-paul-s-esq/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2021/05/vicary_paul_s_esq.jpg” title_text=”vicary_paul_s_esq” _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Paul S. Vicary (855) 678-3529 [/et_pb_text][et_pb_button button_url=”mailto:paul@zinoberdiana.com” url_new_window=”on” button_text=”Email Me” _builder_version=”4.17.4″ _module_preset=”default” custom_button=”on” button_text_color=”#F5F5F5″ button_bg_color=”#005191″ button_use_icon=”off” background_layout=”dark” custom_padding=”20px||20px||true|false” - [David B. Duclos](https://zdmlaw.com/attorney/duclos-david-b/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2022/07/duclos_david_b.jpeg” title_text=”duclos_david_b” _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] David B. Duclos (855) 678-3529 [/et_pb_text][et_pb_button button_url=”mailto:david@zinoberdiana.com” url_new_window=”on” button_text=”Email Me” _builder_version=”4.17.4″ _module_preset=”default” custom_button=”on” button_text_color=”#F5F5F5″ button_bg_color=”#005191″ button_use_icon=”off” background_layout=”dark” custom_padding=”20px||20px||true|false” - [Corey H. Stern](https://zdmlaw.com/attorney/stern-corey-h/) - The Practice Of Law Is A Relationship Business [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”80px||80px” custom_padding_tablet=”50px||50px|” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” padding_left_right_link_2=”true” _builder_version=”4.17.4″ custom_margin=”0px||0px” custom_padding=”0px||0px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https://www.zinoberdiana.com/wp-content/uploads/2021/05/stern_corey_h.jpg” title_text=”stern_corey_h” _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_font=”Assistant|300|||||||” header_font=”Assistant|700|||||||” header_text_align=”left” header_text_color=”#1E3957″ header_font_size=”32px” custom_padding=”40px||40px||true|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Corey H. Stern (855) 678-3529 [/et_pb_text][et_pb_button button_url=”mailto:corey@zinoberdiana.com” url_new_window=”on” button_text=”Email Me” _builder_version=”4.17.4″ _module_preset=”default” custom_button=”on” button_text_color=”#F5F5F5″ button_bg_color=”#005191″ button_use_icon=”off” background_layout=”dark” custom_padding=”20px||20px||true|false” - [Business Litigation FAQs](https://zdmlaw.com/business-litigation-faqs/) - Business Litigation FAQs Taking on the legal system can feel overwhelming quite quickly. Having an attorney who has a thorough understanding of the law is the best thing you can do for yourself. With over 50 years of combined experience, Zinober Diana & Monteverde P.A. has worked with clients throughout Southwest Florida. For your convenience, - [Business And Commercial Litigation](https://zdmlaw.com/business-and-commercial-litigation/) - Partners In Business And Commercial Litigation Commercial litigation covers a broad spectrum of issues involving business disputes. Often, these disputes are between individuals and businesses. Disputes can also involve controversies between one business and another. Similarly, commercial litigation involves disputes among shareholders, partners and other members of an organization whose relationship has deteriorated, and are - [Bad Faith Litigation](https://zdmlaw.com/insurance-defense/bad-faith-litigation/) - Strong Advocates For Insurance Carriers Facing Bad Faith Accusations As a consumer protection measure, many states including Florida, have laws that promote good faith claims handling and underwriting by insurance carriers. On occasion, insureds and their attorneys report complaints alleging violations of these statutes. Our firm has collectively handled thousands of these allegations for insurance - [Appeals](https://zdmlaw.com/appeals/) - When You Get An Unfavorable Outcome, Knowledgeable Representation Is Essential When a case doesn’t turn out the way you had hoped, it’s important to know that you still have options. Zinober Diana & Monteverde P.A. has worked with clients facing appeals for over 50 years. Our attorneys will act as your fearless advocate no matter - [Alternative Dispute Resolution](https://zdmlaw.com/alternative-dispute-resolution/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.21.0″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]Finding The Solution That Works For You While many people think of fighting for your rights in court, it’s important to know that there are other options. Alternative dispute resolution (ADR) might be an option - [Julie E. 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